1031 Exchange Calculator
Estimate gain, equity, and a simplified reinvestment target for an exchange discussion.
Verify this calculatorMaintained
See what the result uses—and what it cannot know.
Sumvoro calculates deterministically from the visible inputs. It does not invent lender terms, local rules, market values, medical facts, or professional judgments.
- 1 · InputsCheck every entered value against the latest statement, quote, measurement, or official source.
- 2 · Formula
A simplified full-deferral target reinvests net sale proceeds and replaces relinquished debt. - 3 · SensitivityUse Insights to run a lower and higher case. If the conclusion changes easily, collect better information or leave more margin.
- 4 · ScopeThis tool is maintained and covered by automated calculation tests. Provider timing, rounding, and omitted facts can still change a real-world result.
- Formula release
- 2026.10-r4
- Release date
- October 10, 2026
- Review status
- Maintained
- Source review
- September 12, 2026
Optional readingLearn how this calculator works
How the 1031 exchange calculator works
Estimate replacement-property reinvestment needs and taxes potentially deferred.
A simplified full-deferral target reinvests net sale proceeds and replaces relinquished debt.
Read our calculation methodology and limitations.
Example
Start with the example scenario, then replace each clearly labeled field with values from your property, statement, quote, or project budget.
What affects the result
- Strict identification and closing deadlines apply.
- Debt replacement and boot can affect deferral.
- Use a qualified intermediary and tax professional.
Frequently asked questions
What should I verify before relying on this?
Confirm property value, loan terms, costs, taxes, and local requirements with primary documents and the appropriate lender or professional.
Does Sumvoro save my property data?
The scenario stays locally in your browser unless you deliberately use a sharing or reporting action.