Buy a home
Connect affordability, financing, closing, and ongoing housing cost.
Evaluate financing, cash flow, return, and exit assumptions together.
Property decisions combine debt, operating expenses, taxes, vacancy, appreciation, and transaction costs. Use connected tools rather than one isolated metric.
Connect affordability, financing, closing, and ongoing housing cost.
Test income, vacancy, operating expenses, financing, and investor returns.
Compare leverage, refinance, sale proceeds, and advanced property strategies.
22 tools with visible formulas, scope, and maintenance status.
Calculate rental property cash flow from clearly explained inputs.
Calculate cap rate from clearly explained inputs.
Calculate cash-on-cash return from clearly explained inputs.
Calculate heloc payment from clearly explained inputs.
Calculate home appreciation from clearly explained inputs.
Compare annual net operating income with annual loan payments to measure debt-service coverage.
Estimate the payment reduction after a principal lump sum and mortgage recast.
Estimate a fixed home-equity loan payment and available borrowing room.
Estimate construction-period interest and permanent-loan payment.
Model the payment and balloon on land financing. Keep the amortization schedule, contractual maturity and cash needed for the land purchase separate.
Estimate annual and monthly property tax from assessed value, exemptions, and millage.
Model acquisition, renovation, carrying, selling costs, and projected flip profit.
Estimate revenue, operating income, and cash flow for a short-term rental.
Model buy, rehab, rent, refinance, and remaining cash invested.
Estimate replacement-property reinvestment needs and taxes potentially deferred.
Estimate monthly debt service, DSCR and the balance due at maturity. Enter amortization and loan maturity separately: a ten-year loan can still have payments calculated over twenty-five years.
Compare a first mortgage and additional secured borrowing with the property value. Read first-lien LTV and combined LTV separately.
Compare project cost with estimated resale value added and operating savings.
Compare assuming an existing mortgage with taking a new market-rate loan.
Model seller financing with a custom amortization period and balloon date.
Estimate the budget effect of a new assessed value or effective tax rate.
Estimate when net solar cost is recovered and its long-term planning value.